Environmental Impairment Liability
Protection against clean-up costs, environmental damage, third-party claims, business interruption and emergency response costs following pollution incidents, backed by The Hartford.
We have partnered with The Hartford to bring to market an online traded environmental liability product designed to cater for all UK businesses. The key product features of cover, efficiency, and pricing identified by our broker partners have been combined to develop our unique offering. The wording has been constructed to offer a comprehensive package suitable for both contractors and site-based risks.
Key product features
Clean-up costs
Third-party claims for bodily injury, property damage or nuisance
Environmental damage
Transportation
Business interruption
Emergency costs
I have now dealt with Glemham for almost four years and have found the service to be extremely professional and helpful. I particularly enjoy a good cover discussion with the team!
Gemma Rawlinson - Denis O Brown & Associates Limited
Risk appetite
Any business dealing with pollutants, including chemicals, oil, or fuel, or handling waste products, is at risk of causing a pollution incident. EIL insurance would benefit these businesses by providing protection from the high costs involved with cleaning up a pollution incident. Our policy is designed to cover environmental exposure for the following types of businesses:
Manufacturing
Transportation
Warehousing
Property developers
Property owners
Motor trade
Chemical plants
Contractors risks:
Builders
Heating engineers
Electrical contractors
Why choose Glemham?
Our team understands the challenges brokers face when arranging pollution and environmental liability cover and can help identify appropriate solutions for a broad range of industries. By working with Glemham, you get direct access to experienced underwriters who can discuss individual risks, provide guidance on appetite, and help structure solutions for more challenging placements.
Working with A+ rated capacity backed by The Hartford, we can cover a wide range of UK-based businesses that are exposed to pollution risks.
A+ rated cover via The Hartford
Suitable for contractors & site-based risks
Direct access to our underwriters
Wide range of business industries covered
Case studies
Hospitality
The risk: An award-winning AA rosette restaurant.
The solution: By highlighting the risks associated with this type of business to the broker, we were able to provide appropriate cover.
Renewable energy
The risk: Anaerobic digester
The solution: We worked closely with the broker to identify the additional exposures associated with this type of risk and the covers required to address them. This collaborative approach gave both parties confidence that the right solution was being provided.
Commercial property owner
The risk: Multi-tenant commercial property
The solution: We worked with the broker to understand the tenant activities and site history, while also guiding the insured through their solicitor’s requirements and advising on the covers available for the risk.
FAQs
Yes, the minimum premium is £500+IPT.
Yes, business interruption due to a pollution incident is included in our EIL policies.
Yes, this is covered under our EIL policy.
Our environmental impairment liability team
Find out more
To find out more or to get a quote, speak to a member of the team.