Farm & Agriculture
Insurance cover backed by Aviva for farm, rural, and agricultural businesses.
Agriculture insurance has been a fundamental requirement of many of our brokers since our formation. We operate an MGA designed for farms and agricultural diversification with long-term capacity provided by Aviva. We have developed, improved, and refined our product to ensure its features and services can cater for a range of different agricultural enterprises. Our policy is specifically designed for farms and agricultural diversification and can cater to traditional and specialised farms. Whether your clients are involved in crop cultivation, livestock rearing, holiday homes, or letting out buildings, we can arrange a policy to protect them from the risks they're exposed to.
Key product features
Environmental Impairment Liability (EIL) cover included
Cover for wide range of diversification
Public liability
Property damage
Business interruption
Risk appetite
We're interested in risks that are majority farming activity, with some element of diversified activity also accepted.
Standard farming:
Dairy
Arable
Livestock
Fruit farms
Diversified farms, including:
Property owners
Guest house and B&Bs
Campsites
Retail
Agricultural contracting
Farm tours / visits
Agricultural contracting
Working with A-rated capacity from Lloyd's of London syndicate, Ascot 1414, we can offer standalone liability or commercial combined policies for contractors of all types in the agricultural and rural sectors.
Whether your client is exclusively an agricultural contractor or their non-farming diversifications have developed to the point that separate cover is required, we can provide policies with the following covers:
Cover for a wide range of contractors' business activities
Care, custody, or control extension (subject to underwriting)
Public and Products Liability, Employers' Liability, and Property cover
Public and Products Liability limits from £2m to £5m
Primary or Excess layers available
FAQs
We will discuss this at the quotation stage, we have enhanced survey limits over open market, and you will benefit from these.
We will be responsible for completing MID.